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AI Text Fraud vs. Smishing: How can you protect yourself

Tuesday, May 21, 2024

Primary Blog/Cyber Safety/AI Text Fraud vs. Smishing: How can you protect yourself

protect Yourself and your loved ones

New Scam using A.I.

Protect yourself from AI Text Fraud and Smishing scams today! Learn how to stay safe and secure online.

This is actually news to me, probably because I use third-party apps on my phone and business line that block 99.99% of these, and I know that my clients are potentially unaware of this scam tactic. 

The following is a reprint of an article sent to me from Nicole Smith, Agent Support, Centene Health:

In today's world of quickly evolving technology, it's important for us to educate ourselves on the tactics that could be used to cause harm or damage to ourselves, our loved ones, or the lifeblood of our business....OUR CLIENTS!

Most of us are familiar with “smishing,” a type of attack that uses text messages to trick us into sharing sensitive information, sending money, or clicking a link to download malicious apps (“smishing” is a combination of “short message service (SMS),” the technology behind text messages, and “phishing”).

We are increasingly seeing cybercriminals use AI technology to take smishing to a whole new level. Unlike smishing, which uses humans to design fake texts and responses, AI text fraud uses machine learning algorithms to create entire conversations with their targets. These highly personalized messages are challenging to distinguish from legitimate ones.

How to Spot Fake ???AI Text Messages

While the tactics below can apply to almost any type of social engineering attack, AI-text fraud attacks will be more personalized. Be cautious of highly specific requests, such as “Click here to track your FedEx package” or “Your recent Amazon purchase will be held due to insufficient data. Click here to complete.”

 * “Oops, Wrong Number.” AI-text fraud may begin with a sender acknowledging that they have the wrong number, but they will attempt to continue the conversation anyway, drawing you into a malicious transaction.
 * Suspicious Links. Refrain from clicking on links within text messages. Instead, visit the website directly and log in there.
 * Unsolicited Requests. Legitimate organizations typically do not request sensitive information via text messages.
 * Urgent or Threatening Requests. Be skeptical of urgent or threatening requests. Scammers use urgency to pressure individuals into divulging personal information.
 * Check the Sender. ?Verify the sender's phone number or email address. If it seems suspicious or unfamiliar, exercise caution.

What to Do When You Receive an AI Text Message

 * Don't Respond. Do not reply to the message or engage with the sender in any way.
 * Block the Sender. Block the phone number to prevent further communication.
 * Avoid Clicking Links. Never click on links or download attachments from such messages.
 * Report the Message. If you suspect a fraudulent message, report it to your mobile carrier and relevant authorities, such as the Federal Trade Commission (FTC) in the United States.

Hopefully, you find this bit of information useful.

With Gratitude,
​Lenny Morgan

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